Spa for Less - $25 for services...

We all have busy lives and sometimes it’s expensive to actually do a spa day or just a quick massage. If you love to Spa as much as I do sign up for 25Tuesdays and get $25 discounts every Tuesday in a city near you - Get the deal now at: www.25Tuesdays.com and use it any day of the week.. Happy Spa Day

Free Donut's and maybe a promotion at work!!!

Always read your receipts you never know when you will get a free item on your next purchase. Dunkin Donuts will give you a free donut with your next purchase of coffee and in turn you can give the donut to your boss to potentially work on getting that promotion at work..this way you can save on buying the donut and your waistline:-). Happy Savings!

Your receipts can save you money on your next purchases!!!

Always check your receipts after you purchase an item you never know if you will receive a free item, discount on your next purchase, or just a coupon for a near future purchase below are few a examples that I utilize all the time: -Dunkin Donuts http://www.dunkindonuts.com/dunkindonuts/en.html at the bottom of their receipt if you fill out the survey online within 3 days you can receive a free donut with your next coffee purchase. -Hess gas station http://www.hess.com/default.aspx at the bottom of their receipt in the summer sometimes you may get a free bottle of water after filing up your car tank or a candy bar. -Dollar Tree http://www.dollartree.com/home.jsp always check your bag today when I left the Dollar Tree there was a coupon for "Customer Appreciation Day" for 10% of $10 or more:-). Happy Discounting!

No more cable bill....

Does anyone remember when TV was free well there is a way again to watch TV without paying for cable. With purchasing a digital antenna you can receive 20 - 25 channels as well as saving $50 - $200 on your cable bill. Below are a few pictures from my flat screen in my kitchen ....no cable bill I get around 25 channels for free! http://www.gomohu.com/tv-for-free/ for anyone who would like to get rid of the cable bill as I did years ago try digital antennas...I use Mohu Leaf ...Coupon Code 25% off :Comeback

Turn your Blackberry/ Cell Phone into a radio station...

With all the new APPs out there another one of my favorites is www.iheartradio.com, with this APP I can listen to over 350 stations in the U.S. on my Blackberry. I hook my phone to my home theatre system and plug in my phone charger so my phone battery won't go dead and then tada I'm listening to Internet radio thru the phone. It's great and I don't have to purchase Sirius radio, etc. to hear other stations that I like in other states that I don't have access to in the NY/NJ area.

Note: When your phone rings and/or your calendar pops up which mine often do your station will automatically cut off and you will have to press the play button to refresh the station...but for free radio all over the U.S. it's worth a couple of clicks.

Thank you Toya for the Blackberry tip ;-)

Happy Listening!

WHAT WE DO:

ALM Solutions offers budgeting needs to help individuals achieve their financial goals.
Depending on what your need is for example:

you may want to budget to buy a home,
send your child to college,
pay off your credit cards,
or just simply save, etc, etc, etc.

Contact us to learn useful techniques to reach your budgeting and financial needs.
--
Andrea Montano
President and Owner of ALM Solutions
Office Number: 732 325 1807
almsolutions40@gmail.com
Hours: Mon - Thur (11am - 4pm), other days by appointment
Come Twitter with me at www.twitter.com/AndreaLMontano"

Which Free Apps are really useful for your cell phone or PDA:

It’s now the law in most state not to text while you’re driving but there is great App that I use call “Drive Safe.ly” this App has the capability to speak your incoming text messages out loud while you’re driving. This way that I can at least receive my messages as they come in and decide which one is really important for me to pull over and text back ;-0. To get this free App download at http://www.drivesafe.ly.

Happy listening.

From ALM Solutions

Have you thought about downgrading your home or business telephone bill:

Well I did and now I use “Magic Jack” and I love it. The software is a $39.95 for a one time fee and the yearly phone bill is $19.95. This has cut down on my bill tremendously to help toward my annual budget. Please note that Magic Jack does not support your alarm system and may not work with all fax machines but it’s a great alternative if you need an extra number. You need an internet connection in order to use the phone… this is great for one bill you can actually have the internet and a phone...now that’s savings.

Happy calling.

From ALM Solutions